There are many issues to consider when purchasing a new home such as flood insurance for properties in flood zones. “I was recently contacted by a client who made an offer on a home near the Long Island coastline in Point Lookout,” said experienced attorney James F. Misiano of Misiano Law in Hauppauge. “He was…

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What do the letters “S-U-M” mean and why is it so important concerning your auto insurance? Well, SUM stands for Supplementary Underinsured Motorist coverage.  To drive in New York State one needs a minimum basic 25/50 policy for third party liability. That means in any auto accident, if you are sued, you have $25,000 coverage…

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