Insurance
What to Consider as a Passenger in a Motor Vehicle Accident
September 2018 – I am a passenger in my friend’s car… strike that, my best friend’s car, and she is involved in a motor vehicle accident. I am seriously hurt. How can I possibly sue my best friend? This question has been posed to me quite often over the course of my career. People quite…
Read MoreFlood Insurance
There are many issues to consider when purchasing a new home such as flood insurance for properties in flood zones. “I was recently contacted by a client who made an offer on a home near the Long Island coastline in Point Lookout,” said experienced attorney James F. Misiano of Misiano Law in Hauppauge. “He was…
Read MoreSUM –Why is it so Important to your Auto Insurance?
What do the letters “S-U-M” mean and why is it so important concerning your auto insurance? Well, SUM stands for Supplementary Underinsured Motorist coverage. To drive in New York State one needs a minimum basic 25/50 policy for third party liability. That means in any auto accident, if you are sued, you have $25,000 coverage…
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