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Misiano Law

Archive for November 2017

SUM –Why is it so Important to your Auto Insurance?

What do the letters “S-U-M” mean and why is it so important concerning your auto insurance? Well, SUM stands for Supplementary Underinsured Motorist coverage.  To drive in New York State one needs a minimum basic 25/50 policy for third party liability. That means in any auto accident, if you are sued, you have $25,000 coverage…

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Leandra’s Law – What You Need to Know

March 2018 – What is Leandra’s Law? Technically, it is a violation of Vehicle and Traffic Law Section 1192.2a(b) – a Class E Felony. The violation is operating a motor vehicle on a public highway while one’s ability to operate such vehicle is impaired by the influence of a drug (or alcohol) while a child…

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